Resolved Site:
Host: landandcreek.com
Site Type:
Display Name:
Home Mode:
Tenant ID:
State Code:
Property ID:
Seller User ID:
Host: landandcreek.com
Site Type:
Display Name:
Home Mode:
Tenant ID:
State Code:
Property ID:
Seller User ID:
Buying Land
Made Easy
Reserve the property, choose owner financing, or buy with cash.
Property Code Lookup - Example: WSR-T107, WSTRR-T2, RVB-T13
14-Day Hold
$500 Option
Owner Financing
Cash Discount
What buyers need most
Location clarity
Maps, pictures, roads, features, utilities, restrictions, nearby towns, and trip planning.
Finance clarity
Down payments, finance terms, doc fees, renewals, and deed transfer expectations.
Low-friction decision path
Reserve first, complete due diligence, then move into financing or cash closing.
🧭 Wayne, Co. Kentucky
🧭 GPS: 36.8723269025
-84.586902949
Tract: 18 with 2.42 Acres
for $55,028.00
$999 Down, $468/mo
Status: 📢 FOR SALE
🧭 GPS: 36.8723269025
-84.586902949
Tract: 18 with 2.42 Acres
for $55,028.00
$999 Down, $468/mo
Status: 📢 FOR SALE
🧭 Clay, County Kentucky
🧭 GPS: 37.030534
-83.701958
Tract: 61 with 19.06 Acres
for $35,222.00
$999 Down, $296/mo
Status: 📢 FOR SALE
🧭 GPS: 37.030534
-83.701958
Tract: 61 with 19.06 Acres
for $35,222.00
$999 Down, $296/mo
Status: 📢 FOR SALE
🧭 Wayne, County Kentucky
🧭 GPS: 36.872620
-84.602740
Tract: 13 with 3.66 Acres
for $31,676.00
$999 Down, $265/mo
Status: 📢 FOR SALE
🧭 GPS: 36.872620
-84.602740
Tract: 13 with 3.66 Acres
for $31,676.00
$999 Down, $265/mo
Status: 📢 FOR SALE
Due Diligence
Understand your financing before you buy:
Finance Options | Down Payments | Closing/Doc Fees | Terms of Finance | Renewal Options | Deed Transfers
Finance Options | Down Payments | Closing/Doc Fees | Terms of Finance | Renewal Options | Deed Transfers
Evaluate the land:
Your Desired Use | Surveys | Maps | Pictures | Land Features: Creeks, Ponds, Roads, Open or Forested | Utility Features: Power Options | Small Town Charm | Big Cities | Hospitals | Groceries | Any Restrictions? | Plan Your Visit
Your Desired Use | Surveys | Maps | Pictures | Land Features: Creeks, Ponds, Roads, Open or Forested | Utility Features: Power Options | Small Town Charm | Big Cities | Hospitals | Groceries | Any Restrictions? | Plan Your Visit
Pulling The Trigger
Take it off the market for 14 days with an Option Contract. This is a great option to engage, giving you time
to visit or do further due diligence before you buy. Non-refundable, but creditable.
Secure your land with a Purchase Contract and simple financing terms. Begin enjoying your land quickly!
Make a direct purchase with no financing and take 20% off the price! — Fast and easy closing.
Our Mission is to Help YOU Get Land BEFORE Things Hit the Fan!
How We Choose Land
@LandAndCreek Prioritizes available Land Selections
I am not a real estate agent, but I hand-source properties prioritized by this criteria.
Confidence in Transaction
Seller with over 25 years selling Owner Finance
Professional Surveys on all properties. I've personally vetted, knowing the persons and/or companies.
This may be the most important criteria.
This may be the most important criteria.
Financing
Owner/In-House Financing
Low Down Payment
No Credit Check Financing
No Background Check Financing
No Pre-Payment Penalty
3yr Contract Revisits with Renewal
Flexibility
Let's say you live in Tennessee and purchase a Bug-Out location in the hills. Then your job moves you to Oklahoma.
Principal transfers to a new property should be easy!
Land Locations
Alabama, Arizona, Arkansas, California, Colorado, Kansas, Kentucky, Maine, Michigan, Missouri, Nevada, Oklahoma, Tennessee, and Texas.. and more
Type of Seller
Offering FSBO
(For Sale By Owner)
Adding roads and access to all tracts
Land in the USA
Proven finance department
Type of Land
Raw Land
Rural Land
Remote Land
Unmaintained Roads
Legal Access
Reasonable Covenants
No HOA
Frequently Asked Questions
Questions About Buying Rural Land with Owner Financing
Learn how Land & Creek helps buyers find rural, off-grid, and owner-financed land with clear property details, GPS coordinates, maps, surveys, covenants, and simple purchase options.
Land & Creek sells rural land, recreational land, raw land, and off-grid properties for buyers who want space, privacy, and long-term ownership. Available properties may include acreage with road access, GPS coordinates, maps, surveys, covenants, and owner-financing options.
Yes. Many Land & Creek properties may be available with owner financing. This can allow qualified buyers to purchase land with a low down payment, fixed monthly payments, no traditional bank loan, no credit check, and no prepayment penalty. Financing terms vary by property.
For properties offered with Land & Creek owner financing, buyers may not need a traditional credit check or bank approval. The specific down payment, monthly payment, purchase price, document fee, and financing terms are listed on each available property page.
Yes. Buyers can reserve an available property with a short-term hold option when offered. A hold gives you time to review the property details, maps, GPS coordinates, survey, covenants, access, nearby towns, and financing terms before completing the purchase.
Before buying rural land, review the acreage, price, access, road conditions, GPS coordinates, survey, deed restrictions, covenants, utilities, water options, zoning, nearby towns, terrain, and intended use. Land & Creek provides property details to help buyers make an informed decision.
Yes. Land & Creek property listings are designed to help buyers understand where the land is located. Listings may include GPS coordinates, maps, road information, survey details, property boundaries, nearby towns, and other due-diligence information.
In most cases, buyers are encouraged to review the property information and visit the land before completing a purchase. Always use the provided maps, GPS coordinates, access notes, and local conditions to plan a safe and informed property visit.
A cash purchase usually means the buyer pays the full purchase price upfront and may receive a cash discount when available. Owner financing allows the buyer to make a down payment and monthly payments over time. Each property page should list the available cash price and financing terms.
Some rural properties may be suitable for off-grid use, recreation, camping, homesteading, or long-term land ownership, depending on local rules and property conditions. Buyers should review access, water, power, septic options, covenants, zoning, and county regulations before deciding how to use the land.
Start by browsing available land, reviewing the property details, comparing cash and owner-financing options, and contacting Land & Creek with questions. If a property is available, you may be able to reserve it while you complete your due diligence.